The Home Buying Process

Buying a home is one of the most exciting processes that you can go through in life. The steps to buying a home through The Expert Sales Team are simple. You schedule an appointment. We help you get your pre approval letter through our partnered lenders, and see what's available in your desired area. We make a list of homes that meet your requirements and make recommendations to make the most of your buying power in the current market. When we find a home you are interested in, we contact the seller to arrange viewing appointments. We work together to negotiate the best deal for you, at the best price, and move into your new home!

Part 1: Pre-Approval

Buying a home often starts with a mortgage application through a local reputable lenders office. Most sellers expect buyers to obtain pre-approval for financing, and are commonly willing to negotiate with those who prove that they can obtain a loan.

Mortgage pre-approval is an examination of a home buyer's finances. Lenders require several items to ensure borrowers have the ability to repay their loan. Potential borrowers complete a mortgage application and provide proof of assets, confirmation of income, credit report, employment verification, and other important documentation to obtain pre-approval.

Our Team will help match you with a top lender, so you can obtain a pre-approval letter, discover your loan options, and learn your buying power.

Part 2: Your Home Search

In today’s real estate market, with low inventory in many areas of the country, it can often be frustrating if you aren’t prepared. The Expert Sales Team is here to help narrow your search based on your budget to help you find the dream home within your reach.

We will help you evaluate your family’s needs when buying a home and we will find a style of home that would best serve those needs - such as location, lot size, number of bedrooms and bathrooms, age, style, condition of home, and most importantly - price. Every neighborhood has its own charm, we will work together to ensure the area meets your needs.

One of the most overlooked tasks that a buyer’s agent performs on a daily basis is the coordination of showings for buyers. Coordinating showings can be time consuming, but we work hard to match buyer and seller availability. We use our knowledge of the area to map out the best routes to maximize our time together. Open houses are also a great way to get to know that market.

The home buying process is a great commitment, and we do our best to make sure you have the opportunity to view potential properties within your budget whenever possible. Often our buyer’s agents make dozens of phone calls, figure out the best route for the showings, and have all of the pertinent information about the properties we can that are readily available for you as the buyer.

Part 3: Making An Offer

If you've found your dream home, you're probably wondering about how to make a strong offer. When we say a strong offer, we're talking about making an offer that's going to have the best chance of getting chosen by the seller.

Negotiating with the seller can be intimidating, but knowing what to expect can make the process a little less scary. Negotiating a home price requires a lot of patience, organization and sometimes compromise. Our team leader is a top notch real estate negotiator. Hiring us means that you get years of experience and expertise in the process of making deals come true.

The Expert Sales Team are experts in your local housing market. We are a crucial asset when negotiating the best price, and helping you decide how much to offer. We know how to evaluate interest rates change, which properties are set to grow in value and what you can expect to pay in property taxes.

Our Team considers other competing offers, days-on-market, the age of the home, location, amenities, getting an inspection, addendums/contingencies if needed and narrowing down the closing costs that are beneficial to you upon purchasing a home.

Part 4: The Home Inspection

Our Team knows inspection companies and other services that we can recommend to you. Inspection results can be the key to negotiating a home’s final selling price.

Once you choose an inspection company, the inspector will meet at the home and evaluate the home for any issues like foundation cracks, problems with the heating, ventilation and air-conditioning (HVAC) system and more. The inspector will then provide you with a copy of the report.

When a home inspection reveals any issues with the home that need to be addressed, our team will negotiate additional terms and concessions whenever necessary. Some options during renegotiations may include correction by the seller before closing, a credit for closing costs, lowering the price, or putting money in escrow to cover the costs.

The inspection results can be used to cancel the sales, if your offer includes an inspection contingency, or if the inspection reveals a major home issue. Please keep in mind, many homes in today’s market are being sold as-is; which is another big factor to consider when buying a home.

Part 5: Closing + Becoming A New Home Owner!

Closing on a house is the most rewarding part of the home buying experience. And hopefully, you’ll walk into your closing day with all your questions answered, negotiations settled and your mortgage pre-approved.

On this day, you should also be ready to become the legal owner of a home!

Looking Into Buying A Home? Look No Further Than The Expert Sales Team!

Contact Us Today!